You are stuck with at least one of these 3 reasons :

1. The Comfort Zone:

"Nothing great ever happened inside the comfort zone."
  1. You're so tired after work so that all you do for the rest of the day is watch netflix and play fortnite while complaining about your life.

  2. You're afraid of taking risks and investing money into a business without being 100% sure that it will bring a return of investment. Instead you blast the money on Starbucks, Pizza and other.

  3. You have the "I don't know where to start" instead of the "I will find out how to get started" mindset. You won't find the solution if you didn't look for it.

  4. You might as well just be a lazy piece of SHIT.
2. Show Off :

  1. You're going broke by trying to look rich. Your $600 worth of clothes aren't worth shit If your bank account shows -$600.

  2. You don't realize that chasing brands, sneakers, expensive hoodies etc. are for the consumers while the entrepreneur is the producer. Switch the lanes.

  3. Rich people buy assets first and have the assets pay for their lifestyle and luxury items. Broke people buy liabilities first and don't have enough money left to invest into assets - Change your mindset.  

3. Priorities:

  1. You prefer to buy expensive things to look cool and keep up with your friends now instead of saving and investing your money so you can actually afford expensive stuff later.

  2. It is more important to you to be cool than to be successful.

  3. It is more important to go out and drink on the weekends than to sit your ass down and work on that business idea.

  4. It is more important to go on vacation this summer than to save the money and to launch that business sooner.

  5. It is more important to look rich than to become rich.